Effective Date: 02/09/2025

1. Introduction

The information provided on MoneyAndGoals.com (“Website,” “we,” “our,” or “us”) is for general informational and educational purposes only. All content published on this Website is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Website.

Your use of this Website constitutes your agreement to this Disclaimer. If you do not agree with any part of this Disclaimer, you must discontinue the use of the Website immediately.

2. No Professional or Financial Advice

The Website does not provide financial, investment, legal, or tax advice. The investment strategies and recommendations provided are for informational purposes only and should not be construed as personalized financial advice.

We strongly encourage users to consult with a licensed financial advisor, legal professional, or tax expert before making any financial decisions. Any reliance on the information provided on this Website is solely at your own risk.

3. Earnings and Investment Risk Disclosure

We do not guarantee any specific financial outcomes, investment returns, or earnings. Investing in financial markets involves risk, including the potential loss of capital. Past performance is not indicative of future results.

You acknowledge and agree that we are not liable for any financial losses or damages incurred as a result of your reliance on the Website’s content.

4. Affiliate Disclosure

This Website participates in various affiliate marketing programs, including, but not limited to, Zerodha, Groww, Upstox, and other financial platforms. We may earn a commission when you click on an affiliate link and make a qualifying purchase or sign up, at no additional cost to you.

Our participation in affiliate programs does not influence the integrity of our content. We strive to provide honest and unbiased information regarding financial products and services.

5. Advertising & Sponsored Content

This Website displays advertisements through Google AdSense and other third-party ad networks. These networks may collect and use data for personalized advertising.

Additionally, we may publish sponsored content for which we receive compensation from advertisers. Such content will be clearly identified. We do not endorse or take responsibility for the accuracy or effectiveness of advertised products or services.

6. External Links Disclaimer

The Website may contain links to third-party websites. These external sites are not monitored, controlled, or endorsed by us. We do not assume responsibility for the content, privacy policies, or practices of any third-party sites. Users are encouraged to review the privacy policies and terms of any external websites they visit.

7. Limitation of Liability

Under no circumstances shall MoneyAndGoals.com, its owners, affiliates, partners, employees, or agents be held liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Website.

By using this Website, you agree to indemnify and hold harmless MoneyAndGoals.com from any claims, losses, or expenses arising out of your use of the content provided herein.

8. Changes to This Disclaimer

We reserve the right to modify or update this Disclaimer at any time without prior notice. Any changes will be reflected on this page, and continued use of the Website constitutes acceptance of the revised terms.

9. Contact Information

If you have any questions regarding this Disclaimer, please contact us via our [Contact Us] page.