Effective Date: 02/09/2025

At MoneyAndGoals.com (“we,” “our,” or “us”), we respect your privacy and are committed to protecting the personal information you provide while using our website. This Privacy Policy explains how we collect, use, disclose, and protect your information.

1. Information We Collect

We collect and process the following types of information:

1.1 Personal Information

When you voluntarily submit a contact form or interact with our website, we may collect:

  • Full Name (First and Last Name)
  • Email Address
1.2 Non-Personal Information

We automatically collect certain non-personal data when you visit our website, including:

  • Cookies and Tracking Data: We use cookies and similar tracking technologies to analyze website performance, improve user experience, and serve targeted advertisements.
  • Google Analytics Data: We track visitor activity, including IP addresses, device types, location, pages viewed, and time spent on the site.
  • Advertising Data: Our website displays ads through Google AdSense and other ad networks, which may collect user data for personalized advertising.

2. How We Use Your Information

We use the information collected for the following purposes:

  • To provide, maintain, and improve our website.
  • To respond to inquiries submitted via our contact form.
  • To track and analyze website performance through Google Analytics.
  • To serve relevant advertisements via Google AdSense and other third-party ad networks.
  • To promote affiliate products and earn commissions through Zerodha, Groww, Upstox, and other partners.

3. Third-Party Data Sharing

We may share non-personal information with third-party services to enhance website functionality and monetization:

  • Google Analytics (website tracking and performance analysis).
  • Google AdSense & Ad Networks (display advertising).
  • Affiliate Partners (if you click on an affiliate link and make a purchase).

These third parties have their own privacy policies, and we encourage users to review them.

4. User Rights & Control Over Data

As a visitor, you have the right to:

  • Opt-out of Google Analytics tracking via Google’s Opt-Out Tool.
  • Disable cookies through your browser settings.
  • Request data deletion by contacting us via the [Contact Us] page.

5. Future Data Collection

In the future, we may introduce quizzes, polls, or surveys to enhance user engagement. This Privacy Policy will be updated accordingly to reflect any new data collection practices.

6. Security of Your Data

We implement reasonable security measures to protect your personal information. However, no online data transmission is 100% secure, and we cannot guarantee absolute security.

7. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be reflected on this page, and we encourage you to review this policy regularly.

8. Contact Us

If you have any questions regarding this Privacy Policy, please contact us via our [Contact Us] page.